Get a Personal Loan in South Africa the easy way!

Complete The No Obligation Form Below To Get Your Personal Loan The Quick Way!

Looking for a personal loan? Well, now you can stop your research – we’ve got the answer you are looking for. By applying with Debt Lab today, they will not only do all in their power to get you the loan, but they will also do the work for you. The best part is that their services are 100% FREE of charge.

Getting a personal loan has never been this easy and all it takes is for you to fill in a form and leave the rest to the experts!

Frequently Asked Personal Loan Questions

How much can you borrow?
Any amount from as little as R1000 to R20 000.

How quickly can I get my loan?
Quicker than you would imagine. We endeavour to have all loans and bonds qualified within 24 hours. Personal loans and motor financing can be approved within 4-5 days and available within 7 days. The quicker you return any documents required to us, the quicker you will have your loan. After approval of a bond, bridging funds can in most cases be arranged.

What will it cost me to apply for my loan?
Absolutely nothing. Applying is FREE.

What is the interest rate on personal loans?
The interest rate is determined based on your profile, amount requested and repayment period.

What are the repayment periods for personal loans?
You have the option to repay your personal loan from 3 months to 2 years.

Does DebtLab assist with payday loans?
No, the shortest repayment period is 3 months and the minimum amount for a loan is R1000.

What do I need to qualify for a Personal Loan and how long does the process take?
Once you have completed the online Personal Loan application form, we will list the documents required with your application form, such as a certified identity document and proof of earnings.

I am paid weekly or bi - weekly?
Yes, complete the online Personal Loan application form and we can determine the correct product for your profile.

I have judgments, defaults or have been blacklisted?
Yes, you can apply for a personal loan if you do not have a perfect credit record and we will try to get your personal loan application approved.

Can I use this loan to consolidate all my existing loans, so I only have a single repayment to make monthly?
No, we suggest that you apply for debt consolidation. For the debt consolidation online application form and information, go to Debt Consoldation

If I do not qualify for a personal loan, should my spouse apply under their name?
Yes, definitely. We consider each application for a personal loan independently. Thus your spouse could easily qualify for a personal loan even if your application is unsuccessful.

Am I able to apply for other services with DebtLab?
Yes, you can apply for one or all of the available services on the DebtLab website. Please read the requirements of each service at the top of each application form. Furthermore, if you are not successful in qualifying for a personal loan, keep us updated so we can resubmit your application as your financial situation changes.

What does pre–qualified mean?
Pre–qualified means that from our quick check, we will be able to assist you with a Personal Loan. Once we receive your supporting documentation we will be able to give you a definite answer.

How long does it take for the money to be deposited into my banking account?
Once your application has been approved we will deposit the money into your banking account within 48 hours.