Credit Cards - Apply for a SA Credit Card Online

Need a credit card? At African Bank, you can expect to get the best deal when it comes to getting a credit card approved.

Feautures
Size of credit facility

• Tailor made to your affordability and individual credit profile
• Credit limits up to R20,000
• Revolving credit which means no need to apply for credit again

Interest and fees

• Up to 60 days interest free credit, provided that you settle your outstanding balance in full by the due date
• Interest rate is linked to prime and currently set at 24% per year for straight purchases
• Fixed monthly account management fees apply

Issue method

• Instant issue: On approval, collect your card at your nearest branch – no need to wait
• Cards are activated within 48 hours after making the call to activate your card. You will be notified by SMS when you can start using your card

Transacting

• International acceptance by millions of merchants
• Use your Gold Card at any retailer displaying the Visa logo and withdraw cash at any Saswitch ATM. Two FREE ATM balance enquiries per month. Four FREE ATM cash withdrawals per month.

Personal Security

• Added security as you need to input your PIN to transact

SMS Notifications

• FREE SMS messages for transactions greater than R200 to help you monitor your spending

Monthly statements

• Monthly statements to help you monitor your account
• FREE statement reprints

Repayment Frequency

• Affordable repayments: Greater control over your finances with monthly repayments fixed at between 5% of straight limit or 7.5% of balance. Debit order collection is FREE of charge
• Extra cash may be deposited into the card and accessed at any time

Credit Life Insurance

• Protects you financially and settle any outstanding balance in the event of death or permanent disability.